---
title: Umbrella Insurance Options | Local Insurance Agency
description: Sometimes, you just need a little extra insurance for your assets. Deluxe Insurance Group will explain your options and find you a competitive rate.
---

# Umbrella Insurance

 Deluxe Insurance Group has created hundreds of umbrella insurance policies for residents of Minnesota and Wisconsin.

# Umbrella Insurance

 Deluxe Insurance Group has created hundreds of umbrella insurance policies for residents of Minnesota and Wisconsin.

## What is Umbrella Insurance?

Umbrella insurance is a type of insurance policy designed to kick in if other insurance policies are exhausted during one single life event. For instance, if you are in a car accident, with vehicle damages, medical expenses, and legal fees, you could quickly exhaust your regular auto insurance policy. An umbrella insurance policy would cover the expenses that your primary insurance did not.

Deluxe Insurance Group umbrella insurance experts will work with you directly to review your current insurance policies and your assets to determine if an umbrella policy is a good fit for you.

## Is Umbrella insurance worth it?

 This is a significantly beneficial type of insurance for people whose value of their assets exceeds the liability insurance limits on their policies. An umbrella policy is also a good idea for individuals who operate high-liability businesses.

## Coverage Options

 An umbrella policy in Minnesota and Wisconsin can cover a great number of expenses that can arise. In general, umbrella policies can cover expenses related to auto, health, legal, and home issues. These policies can also be customized to address the unique risks faced by business owners.

## See Our Other Services

[![Group 403](https://deluxeinsurancegroup.com/hubfs/Group%20403.svg)

### Home

 For most, your home will be the largest investment and most important place in your life. Our home insurance experts will help you find a policy that covers you. 

](https://21116208.hs-sites.com/deluxe-insurance-services/home-insurance) [![Path 24](https://deluxeinsurancegroup.com/hubfs/Path%2024.svg)

### Auto

 Before you drive, you must insure your car or truck. Deluxe can help you cover your vehicle and drivers at a level you are comfortable with. 

](https://deluxeinsurancegroup.com/insurance-services/auto-insurance)

![Group_432[1]](https://deluxeinsurancegroup.com/hs-fs/hubfs/Deluxe/Group_432%5B1%5D.png?width=60&height=49&name=Group_432%5B1%5D.png)

### Business

 To protect your business, you need to find the right kind of commercial insurance to protect yourself, your employees, and your patrons.